Comprehensive Home Insurance for Your Peace of Mind

Your home isn’t just where you live. It’s where your life unfolds. From quiet mornings and family dinners to memories that last a lifetime, it’s a place worth protecting.

At Merrill Insurance, we understand how much your home means to you. That’s why we help you explore coverage options built around how you live. Whether you own a house in a flood-prone area or a condo in town, we’ll walk you through the process and match you with a policy that fits your needs and your budget.

We partner with top-rated insurance providers, offering access to plans that help protect your home, belongings, and peace of mind.

What Does Home Insurance Cover?

A well-rounded home insurance policy offers more than just structure protection. It can help safeguard the life you’ve built. Coverage may include:

Dwelling Protection

Helps cover structural damage caused by fire, storms, and other covered hazards.

Personal Property Coverage

Helps replace or repair belongings damaged by theft, fire, or unexpected losses

Liability Protection

Provides financial assistance for legal costs if someone is injured on your property.

Loss of Use Coverage

Helps with temporary living expenses if a covered event makes your home uninhabitable.

Additional Coverage Options

Some risks need more than standard coverage. We even offer added protection to fit Florida’s unique challenges:

Flood Insurance

Important for homeowners in flood-prone areas

Hurricane & Windstorm Coverage

Added protection against severe storm damage

High-Value Home Insurance

Tailored coverage for luxury homes and valuable assets

Why Choose Merrill Insurance for Home Coverage?

  • Personalized policies based on your home, lifestyle, and location
  • Competitive rates from trusted carriers
  • Local expertise backed by a century of experience
  • A team that puts service, care, and honesty first

Your home deserves more than a one-size-fits-all policy. It deserves guidance from people who understand what’s at stake. At Merrill Insurance, we’re guided by our values and grounded in our community. We’ll help you find coverage that protects what matters and walk with you through every step of the process.