Protect Your Commercial Property
Your buildings, equipment, and inventory are critical to your business operations. Whether you run a restaurant, manage a warehouse, or operate a small storefront, having the right coverage can help you recover when the unexpected happens.
At Merrill Insurance, we help you protect what you’ve built with coverage that fits your property, industry, and day-to-day needs. Fires, theft, storms, and vandalism can cause serious disruption, but the right commercial property policy can help cover damages and support your recovery.
We take the time to walk you through your options, explain what’s covered, and build a plan that keeps your business moving forward.
What Does Commercial Property Insurance Cover?
Building and Structure Protection
Can help cover repair and rebuilding costs after damage from covered risks.
Equipment and Inventory Coverage
Helps protect valuable machinery, office equipment, and stock.
Business Interruption Insurance
This may help cover lost income if covered property damage temporarily disrupts operations.
Theft and Vandalism Protection
Provides financial support for stolen or damaged property.
Weather-Related Coverage
Depending on your policy, this may include protection against fire, lightning, windstorms, and other events.
Who Needs Commercial Property Insurance?
Commercial property insurance is worth considering if your business has a physical location, leases space, or relies on equipment or inventory. Common industries that benefit from this type of coverage include:
Retail Stores and Restaurants
Coverage for storefronts, furniture, kitchen equipment, and merchandise.
Offices and Medical Practices
Computer, records, and business-critical equipment protection.
Manufacturing and Warehouses
Helps safeguard production equipment, raw materials, and storage facilities.
Commercial Real Estate Owners
Protects buildings, rental properties, and business spaces.
Why Choose Merrill Insurance?
At Merrill Insurance, we understand that your property represents years of effort and investment. That is why we take a hands-on approach. We get to know your business, walk you through your coverage, and help you prepare for whatever comes next.
- Flexible coverage options designed for your industry
- Access to multiple providers for more choice and competitive rates
- Personal support from policy selection to claims guidance
Our faith guides us, and we believe in serving others with honesty, kindness, and clarity. You have worked hard to build something that matters. We will help you protect it with real coverage, rooted values, and a team that is here when it counts.
