Reliable Commercial Auto Protection
Vehicles keep your business moving. No matter if you make deliveries, transport equipment, or meet with clients on a job site, the road always comes with risks. Accidents, theft, and liability claims can lead to big expenses like vehicle repairs, medical bills, legal fees, and unexpected downtime.
At Merrill Insurance, we help make sure your vehicles, people, and business stay protected when the unexpected happens. We take the time to understand your operation, from the size of your fleet to how your vehicles are used, and match you with coverage that fits. Whether you’re a contractor with work trucks or a sales team on the road every day, we help reduce risk and avoid costly setbacks so you can stay focused on the job.
We’ve worked with all kinds of businesses and seen all sorts of situations. That experience helps us build practical, clear, and reliable plans.

Here are some of the coverages we may recommend:
Liability Protection
Covers bodily injury and property damage caused by business vehicles.
Collision Coverage
Helps pay for vehicle repairs after an accident.
Comprehensive Insurance
Protects against theft, vandalism, fire, and weather-related damage.
Uninsured / Underinsured Motorist Coverage
Provides financial protection if another driver lacks sufficient insurance.
Medical Payments Coverage
Assists with medical expenses for you and your employees after an accident.
Who Needs Commercial Auto Insurance?
If your business owns, leases, or uses vehicles for work, commercial auto coverage can help protect you from financial losses and legal trouble. Whether it’s one company car or an entire fleet, the right policy keeps your business covered.
Here are some industries that often need commercial auto insurance:
Contractors and Construction Companies
Coverage for work trucks, vans, and equipment transport
Delivery and Courier Services
Protection for fleets and individual drivers handling deliveries
Retail and Service Providers
Coverage for eligible company vehicles used in business operations
Real Estate and Sales Professionals
Helps cover personal vehicles used for business travel


Why Choose Merrill Insurance for Commercial Auto Coverage?
At Merrill Insurance, we understand how much is riding on your vehicles. That’s why we approach every policy with care, purpose, and a commitment to doing right by the people we serve. Guided by our faith and grounded in Southern values, we believe in showing up with honesty, respect, and service that reflects how we were raised, treating folks like neighbors, and doing what we say we’ll do.
- Coverage designed around your business, industry, and fleet
- Access to multiple insurance providers for flexible options
- Personal support from quote to claim
For us, protecting your business isn’t just a transaction. Our calling is to serve with grace, build trust, and help our local communities thrive.