Extend Your Protection. Protect Your Peace of Mind.
Life comes with surprises. Some are good, and some aren’t. If a major accident or lawsuit pushes past the limits of your existing insurance, it can put your savings, assets, and future at risk.
Umbrella insurance helps provide extra liability protection when things go beyond the usual, so one unexpected moment doesn’t undo everything you’ve worked hard to build.
At Merrill Insurance, we help individuals and business owners explore umbrella coverage that fits their lifestyle, assets, and goals. It’s simple, affordable protection that can bring a lot of peace of mind.
What Does Umbrella Insurance Cover?
Umbrella insurance extends the liability limits of your home, auto, or business policies. Depending on your provider and plan, it may include:
Increased Liability Limits
Offers additional protection beyond home, auto, or commercial insurance.
Legal Protection
This may help with attorney fees, settlements, and court costs in certain liability cases.
Personal Injury Coverage
Some policies may cover slander, libel, or defamation claims.
Property Damage Liability
This can help cover certain damages you’re found legally responsible for beyond primary policy limits.
This protection is especially helpful in cases involving serious accidents, lawsuits, or high-dollar liability claims. We’ll walk you through what’s covered, how it works, and whether it makes sense for your situation.
Who Might Benefit from Umbrella Insurance?
Umbrella insurance isn’t just for the wealthy or the elite. It’s for anyone who has worked hard and wants to add a layer of protection around what they’ve built.
Why Choose Merrill Insurance for Umbrella Coverage?
Finding the right umbrella insurance policy can feel overwhelming, but Merrill Insurance simplifies the process. As an independent agency, we provide access to multiple insurance carriers, allowing you to compare policies and find the right coverage for your needs.
- Affordable, High-Limit Policies – Flexible coverage options tailored to your situation
- Independent Agency Advantage – Access to policies from multiple top-rated insurers
- Personalized Service – Expert guidance to help you make informed decisions
- Fast, Hassle-Free Claims Support – Assistance when you need it
At Merrill Insurance, we’re guided by faith, built on service, and committed to helping you protect what matters most. We believe good coverage starts with genuine relationships rooted in trust, shaped by experience, and strengthened by the care we pour into every client.
